North Carolina has strict motorcycle helmet laws. Every operator of a motorcycle or moped is required to wear a helmet that meets federal safety standards under FMVSS 218. When riding a motorcycle on public roads, you must also carry motorcycle insurance and wear a properly secured helmet.
Motorcycle riders are responsible for following state laws and protecting themselves on the road. Working with an experienced agent at Hedgepeth-Hutson Insurance Services Inc. in Nashville, NC, can help ensure you have the proper motorcycle insurance coverage.
Penalties for Riding Without a Helmet in North Carolina
Failing to wear a helmet that meets federal safety standards, including wearing a novelty or decorative helmet, is considered an infraction in North Carolina. The penalty is a $25 fine plus court costs. This violation does not result in points on your driving record and does not trigger an insurance surcharge.
While the fine may seem minor, the real consequences of riding without a helmet can be severe. Motorcycle riders involved in accidents without a helmet are far more likely to suffer fatal injuries.
Riders who are not wearing helmets are at significantly higher risk of traumatic brain injuries. Even if an accident is not fatal, severe brain trauma can lead to permanent disability and long-term medical expenses.
Why Motorcycle Riding Comes With Increased Risk
One of the most common causes of motorcycle accidents is other drivers failing to see the motorcycle. Intersections are especially dangerous, as a vehicle may turn in front of an oncoming motorcycle without noticing it. In these situations, riders can be thrown from their bikes and strike the pavement, often head first. Wearing a helmet can greatly reduce the risk of serious injury or death.
Work with your agent at Hedgepeth-Hutson Insurance Services Inc. in Nashville, NC, for motorcycle insurance and all your insurance needs.
