Like most states, you must invest in car insurance in North Carolina if you want to operate your car legally. Failure to purchase car insurance puts you at risk of fines and penalties, including license suspension. Besides, you are responsible for all the liability claims if liable for the accident.
While motor vehicle insurance is mandatory, there are plenty of other reasons you need to invest in car insurance from Hedgepeth-Hutson Insurance Services Inc. Let’s look at some reasons:
- To protect your assets: If you don’t have car insurance, you may be putting your assets in jeopardy. Failure to invest in car insurance means you will have to cover repairs and even replacement of your vehicle from your pocket. If you don’t have adequate savings, your dream car could rot in the garage. However, if you invest in car insurance, the coverage takes care of your car when accidents and other perils occur.
- Liability protection: You may be careful on the road, but it only takes a single lapse in concentration to cause an accident. If you are at fault for an accident, you are held responsible for property damage and bodily injury to third parties. Worse yet, your finances could take a turn for the worst if you are sued.
- To supplement your health insurance: Following a car accident, it’s not uncommon to suffer auto injuries. While your health insurance covers a generous amount of the medical bills, you need auto insurance to offset aspects of your medical bills not covered by your health insurance.
- Peace of mind: Car insurance gives you an easy time on the road because you don’t have to worry about risks when driving. Plus, you can sleep soundly at night without the worry of someone stealing your car.
Do the above benefits appeal to you? If you are in Nashville, NC and its environs, please contact Hedgepeth-Hutson Insurance Services Inc. for a competitive quote.