{"id":44,"date":"2021-07-28T04:00:00","date_gmt":"2021-07-28T10:00:00","guid":{"rendered":"https:\/\/www.hedgepeth-hutson.com\/blog\/?p=44"},"modified":"2021-08-01T10:36:19","modified_gmt":"2021-08-01T16:36:19","slug":"understanding-motorcycle-insurance-terminology-in-north-carolina","status":"publish","type":"post","link":"https:\/\/www.hedgepeth-hutson.com\/blog\/understanding-motorcycle-insurance-terminology-in-north-carolina\/","title":{"rendered":"Understanding Motorcycle Insurance Terminology in North Carolina"},"content":{"rendered":"<p>Like auto insurance motorcycle insurance in Nashville, NC has mandatory minimum requirements, but this is often not enough for motorcycle riders in North Carolina. Your bike is a dream come true, and it is something that you want to protect. You need to protect yourself as well.<\/p>\n<p>In the event of a collision, you want to protect both your body and your property from financial loss. At Hedgepeth-Hutson Insurance Services Inc. we can help you to understand the terminology in your motorcycle insurance policy.<\/p>\n<p><strong>Motorcycle Insurance Terminology&nbsp;<\/strong><\/p>\n<p>Minimum motorcycle insurance coverage will cover you for medical expenses and property damage. &nbsp;You may want additional coverage, and should know exactly what you are and aren&#8217;t covered for in the event of a problem at your home.<\/p>\n<ul>\n<li>Bodily Injury Liability: This is a standard for motorcycle insurance, and covers you if you are legally responsible for someone else&#8217;s injury or death after a collision.<\/li>\n<li>Medical Payments: This coverage will provide excess medical payments for medical costs that are in excess of what standard medical coverage provides after an accident.<\/li>\n<li>Comprehensive Insurance: This will cover you for all damages or losses incurred by acts that aren&#8217;t collision-related, such as fire, vandalism, or theft.<\/li>\n<li>Passenger Liability: When you are responsible for a collision, this coverage will pay for all costs related to injury, illness, or death to other parties.<\/li>\n<li>Property Damage Liability: When you are at-fault in an accident, this will cover property losses and damages to other parties.<\/li>\n<li>Accessories and Special Parts: This coverage will replace any accessories that you have put on your bike in the event of damage or collision. That could include chrome, gear, fairings, windshields, and more.<\/li>\n<\/ul>\n<p><strong>Get a Quote<\/strong><\/p>\n<p>When you ride a motorcycle in Nashville, NC, you know that you already have higher risks on the road. At Hedgepeth-Hutson Insurance Services Inc. we want you to feel protected against all risks when you are enjoying the freedom a motorcycle brings. Call us for a quote today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Like auto insurance motorcycle insurance in Nashville, NC has mandatory minimum requirements, but this is often not enough for motorcycle riders in North Carolina. Your bike is a dream come true, and it is something that you want to protect. You need to protect yourself as well. In the event of a collision, you want [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[14,13],"class_list":["post-44","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-hedgepeth-hutson-insurance-services-inc","tag-nashville-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts\/44","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/comments?post=44"}],"version-history":[{"count":1,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions"}],"predecessor-version":[{"id":45,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions\/45"}],"wp:attachment":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/media?parent=44"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/categories?post=44"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/tags?post=44"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}