{"id":16,"date":"2020-05-31T04:00:00","date_gmt":"2020-05-31T10:00:00","guid":{"rendered":"https:\/\/www.hedgepeth-hutson.com\/blog\/?p=16"},"modified":"2020-05-31T13:53:04","modified_gmt":"2020-05-31T19:53:04","slug":"what-you-need-to-know-before-buying-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.hedgepeth-hutson.com\/blog\/what-you-need-to-know-before-buying-flood-insurance\/","title":{"rendered":"What You Need To Know Before Buying Flood Insurance"},"content":{"rendered":"<p>If you live in an area of Nashville, NC with significant flood risk, you&#8217;re probably thinking of calling&nbsp;Hedgepeth-Hutson Insurance Services, Inc., but before you do that, there are a few things you&#8217;ll want to know.<\/p>\n<ul>\n<li>If you live in a high-risk flood zone, you might be required to buy flood insurance by your mortgage lender. Home insurance is rarely a legal mandate, but lenders can, to an extent, write their own rules in this regard.&nbsp;<\/li>\n<li>Even if you&#8217;re not&nbsp;<em>in<\/em>&nbsp;a high-risk flood zone, that doesn&#8217;t necessarily mean that you won&#8217;t be severely affected by a flood. If you are near a high-risk area, it only takes one foot of water to cost tens of thousands of dollars in damages to your home.<\/li>\n<li>You can generally find out your risk level by asking an insurance agent. Let them know where you live, and they&#8217;ll tell you if you&#8217;re in a high-risk flood zone.<\/li>\n<li>You can lower your rates by being flood-ready. Some of these measures may be expensive and difficult, like raising your home&#8217;s floor level, while others may be quite simple, like keeping your gutters and pipes clean.<\/li>\n<\/ul>\n<p>As with any insurance policy, it&#8217;s important to remember that this is a backup plan. If you&#8217;re still home-shopping in&nbsp;Nashville, NC, it might not be a bad idea to check an area&#8217;s level of risk before buying.<\/p>\n<p>If you&#8217;ve covered your bases, go ahead and get in touch with Hedgepeth-Hutson Insurance Services, Inc. through email&nbsp;or by phone and see what we can do for you. A flood can wipe out a home&#8217;s value in minutes, and your home insurance probably won&#8217;t cover it.&nbsp;Hedgepeth-Hutson Insurance Services, Inc. will.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you live in an area of Nashville, NC with significant flood risk, you&#8217;re probably thinking of calling&nbsp;Hedgepeth-Hutson Insurance Services, Inc., but before you do that, there are a few things you&#8217;ll want to know. If you live in a high-risk flood zone, you might be required to buy flood insurance by your mortgage lender. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[14,13],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-hedgepeth-hutson-insurance-services-inc","tag-nashville-nc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":1,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"predecessor-version":[{"id":17,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions\/17"}],"wp:attachment":[{"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hedgepeth-hutson.com\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}