{"id":16,"date":"2020-05-31T04:00:00","date_gmt":"2020-05-31T10:00:00","guid":{"rendered":"https:\/\/www.hedgepeth-hutson.com\/blog\/?p=16"},"modified":"2020-05-31T13:53:04","modified_gmt":"2020-05-31T19:53:04","slug":"what-you-need-to-know-before-buying-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.hedgepeth-hutson.com\/blog\/what-you-need-to-know-before-buying-flood-insurance\/","title":{"rendered":"What You Need To Know Before Buying Flood Insurance"},"content":{"rendered":"<p>If you live in an area of Nashville, NC with significant flood risk, you&#8217;re probably thinking of calling&nbsp;Hedgepeth-Hutson Insurance Services, Inc., but before you do that, there are a few things you&#8217;ll want to know.<\/p>\n<ul>\n<li>If you live in a high-risk flood zone, you might be required to buy flood insurance by your mortgage lender. Home insurance is rarely a legal mandate, but lenders can, to an extent, write their own rules in this regard.&nbsp;<\/li>\n<li>Even if you&#8217;re not&nbsp;<em>in<\/em>&nbsp;a high-risk flood zone, that doesn&#8217;t necessarily mean that you won&#8217;t be severely affected by a flood. If you are near a high-risk area, it only takes one foot of water to cost tens of thousands of dollars in damages to your home.<\/li>\n<li>You can generally find out your risk level by asking an insurance agent. Let them know where you live, and they&#8217;ll tell you if you&#8217;re in a high-risk flood zone.<\/li>\n<li>You can lower your rates by being flood-ready. Some of these measures may be expensive and difficult, like raising your home&#8217;s floor level, while others may be quite simple, like keeping your gutters and pipes clean.<\/li>\n<\/ul>\n<p>As with any insurance policy, it&#8217;s important to remember that this is a backup plan. If you&#8217;re still home-shopping in&nbsp;Nashville, NC, it might not be a bad idea to check an area&#8217;s level of risk before buying.<\/p>\n<p>If you&#8217;ve covered your bases, go ahead and get in touch with Hedgepeth-Hutson Insurance Services, Inc. through email&nbsp;or by phone and see what we can do for you. A flood can wipe out a home&#8217;s value in minutes, and your home insurance probably won&#8217;t cover it.&nbsp;Hedgepeth-Hutson Insurance Services, Inc. will.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you live in an area of Nashville, NC with significant flood risk, you&#8217;re probably thinking of calling&nbsp;Hedgepeth-Hutson Insurance Services, Inc., but before you do that, there are a few things you&#8217;ll want to know. If you live in a high-risk flood zone, you might be required to buy flood insurance by your mortgage lender. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[14,13],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-hedgepeth-hutson-insurance-services-inc","tag-nashville-nc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.hedgepeth-hutson.com\/blog\/what-you-need-to-know-before-buying-flood-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Hedgepeth-Hutson Insurance Agency, Inc. |\" 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15:35:36","updated":"2025-06-04 11:44:02","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.hedgepeth-hutson.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.hedgepeth-hutson.com\/blog\/category\/flood-insurance\/\" title=\"Flood Insurance\">Flood Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat You Need To Know Before Buying Flood Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.hedgepeth-hutson.com\/blog"},{"label":"Flood Insurance","link":"https:\/\/www.hedgepeth-hutson.com\/blog\/category\/flood-insurance\/"},{"label":"What You Need To Know Before Buying Flood 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